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<h2 dir=”ltr”>Дело Лайф-из-Гуд — Гермес — Бест Вей: Договор несложен для потребителя, все четко расписано</h2><p> </p><p dir=”ltr”>16 и 17 апреля состоялись еженедельные заседания Приморского районного суда, рассматривающего резонансное дело “Лайф-из-Гуд” — “Гермес” — “Бест Вей”.</p><p><br><br></p><p dir=”ltr”>Суд идет с конца февраля 2024 года, в заседаниях пока выступают граждане, представленные стороной обвинения: это 210 признанных потерпевшими, 115 свидетелей, приглашенных обвинением. Допросы лиц, представленных стороной обвинения, постепенно близятся к завершению, через некоторое время начнется допрос граждан, представленных стороной защиты. Для ускорения процесса заседания проводятся два раза в неделю.</p><p> </p><p dir=”ltr”>16 и 17 апреля, как и неделю, и две недели назад, на заседании суда выступали признанные потерпевшими. Адвокаты считают, что, как и в звучавших ранее выступлениях, доказательств неисполнения обязательств компанией “Гермес” не было представлено. На предыдущих заседаниях состоялся также допрос потерпевшей Липатовой — одного из относительно немногих потерпевших, кто предъявляет претензии к деятельности кооператива “Бест Вей”. Липатова сообщила, что, проживая в квартире кооператива “Бест Вей”, не платит за нее, так как следователь ей сказал не платить незаконной организации, при этом из квартиры не съезжает, потому что ей негде жить, на что получила ответ рассматривающей дело судьи Екатерины Богдановой: “Кооператив работает, платить надо”.</p><p> </p><p dir=”ltr”>На одном из недавних заседаний состоялось выступление приглашенного следствием эксперта, анализировавшего документы компании “Гермес”, — доктора юридических наук, доцента СПбГУ Ольги Макаровой. Макарова пришла к выводу, что предмет деятельности компании — онлайн-обучение инвестиционной деятельности, а не инвестиции. Компания оказывала клиентам образовательные и консультационные услуги онлайн, продвигала образовательные услуги. Она, согласно договорам, учила клиентов, как вкладывать средства. И средства граждан вносились за оказание консультационных услуг. “Правовая природа договоров — возмездное оказание услуг”, — подчеркнула она.</p><p> </p><p dir=”ltr”>При этом есть некоторые пункты договора, которые выходят за его пределы: это пункты о комиссионных, членских взносах и прибыли. Так как компания иностранная, вероятно, есть законодательство той страны, в которой она зарегистрирована, которое предусматривает такие возможности. Возможно, были какие-то партнерские договоры, но эксперту они не были представлены. “По договорам же, которые представлены, исполнитель говорит, что предлагает стратегию и вы можете вложиться туда-то, туда-то, но клиент самостоятельно это делает. Предполагается, что он обучил этого клиента — и давай теперь инвестируй сам. Если клиент попросит, то исполнитель может объяснить и другие юридические действия по управлению активами или иные юридические действия, может быть дополнительный договор по его запросу — но я не знаю, были ли такие договоры”, — говорит Макарова.</p><p> </p><p dir=”ltr”>Вопрос процента нигде не указан, исполнитель не гарантирует получение прибыли клиентом. Исполнитель не берет на себя функцию управления активами — он обучает, и отвечать он может только за некачественное обучение.</p><p> </p><p dir=”ltr”>Договоры в электронном виде — это законно, оспорить условия в договоре возможно: “Не скажу, что он сложен для потребителя, все четко расписано”.</p><p> </p><p dir=”ltr”>Арест со счетов кооператива частично снят, идут выплаты пайщикам, принявшим решение выйти из кооператива (из почти 20 тыс. пайщиков на 2022 год это примерно 2500 пайщиков), руководство и адвокаты кооператива регулярно отчитываются о выплатах перед судом.</p><p> </p><p dir=”ltr”>Адвокаты отмечают, что в последние месяцы проявляется активность одной из групп в телеграме, которая даже стала представляться от имени кооператива, создала “альтернативную” электронную почту кооператива. Адвокаты, совет и правление кооператива рекомендуют пайщикам по всем вопросам обращаться на официальный сайт, в официальный телеграм-канал и официальный чат для пайщиков кооператива.</p><h2 dir=”ltr”></h2>
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<p>Yomix is unique in the sense that it offers support for both Bitcoin and Ethereum. The site does not require registration and has a minimum deposit requirement of 0.2 BTC. Transaction fees range from 2 – 5% depending on the amount that is being transferred. There is no referral program offer for Yomix and multiple addresses are not supported. Finally, letters of guarantee are not provided.</p><br>
- Yomix : Uses stealth pools to anonymize transactions
- Coinmize : Zero-log policy
- Mixero : Excellent customer support
- Bitcoin Mixer : It offers flexible transaction fees and a low minimum transaction limit
- Coin Mixer : Fast payouts
<br><br><h2 id=menu1>1. Yomix – Uses stealth pools to anonymize transactions </h2><p>Yomix is a Bitcoin mixing service that provides privacy by using the ‘Bitcoin Mixer 2.0’ algorithm to shuffle bitcoins. Unlike other similar tumbling services that mix your coins with the coins of other users, this platform mixes your crypto with the crypto bought by them directly from the cryptocurrency stock exchanges. Yomix verifies the newly purchased coins with a scoring system with the help of innovative algorithms and outfoxes such technologies as blockchain volume analysis, cluster analysis, taint analysis, etc. It means that you will receive your BTC back split into random parts, and even at the different addresses if needed. Consequently, your privacy is protected as there is no connection to you. And it takes up to 6 hours to complete your request. Another privacy feature of this mixer service is that it does not require registration and it does not store logs. All the transactions are digitally signed with letters of guarantee that you can check on the website at any moment. They also provide 24/7 technical support. MixTum.io will charge you a 5% Fee from your transaction as well as a network fee of 0.00015 BTC. The platform provides two versions – for Clearnet and Tor browsers.Yomix is another simple yet trustworthy Bitcoin Tumbler service. And one of the primary differences it has compared to the other platforms on this list is that it can accommodate really “large volume transactions”. There is no maximum transaction limit as such, considering how their reserve is really huge and you’ll need to be a millionaire before you can run them out of funds. If any limit is breached, you are notified before you make the payment. The minimum transaction 0.001BTC, any amount lower than this is is considered a donation, like in the case of PriveCoin, and isn’t sent back to the customer. The minimum fee is 0.5%, with an additional 0.0005BTC for every deposited transaction. You can set a custom fee for added anonymity and they also provide a letter or guarantee like all the mentionable Bitcoin Tumblers out there.Yomix has a deposit requirement of 0.001 BTC and supports a maximum of 2 different addresses. Registration is not compulsory but there is a service charge of 4 – 5% on the amount being transferred. For those with a need for additional privacy, Yomix also accepts Bitcoins with a no log policy.Yomix is an extremely basic mixer. It allows only 1 output address to be specified. The UI too is extremely simple and doesn’t feature any sliders or calculators. Users simply enter their output address and receive the funds as simple as that. The minimum mix amount is 0.001BTC while the maximum is 100BTC. Amounts out of these limits will not be mixed. Users have no control on the fee and it’s randomized between 0.5% and 1%. An additional 0.0005 BTC miner fee also exists. The time-delay too (if any) isn’t user controlled and the mixer sends out funds at its own pace. Its working infrastructure seems to differ from other mixers out there. While most other mixers have a “reserve”, this platform seems to use miners. The unclean coins are sent to “miners”, and the clean coins too are claimed to be sent out from “miners”. It however doesn’t keep any logs and all information is deleted once a transaction is complete.</p><p> Pros:
- Excellent customer support
- It offers flexible transaction fees and a low minimum transaction limit
</p> <h2 id=menu2>2. Coinmize – Zero-log policy </h2><p>Coinmize only supports Bitcoin transactions and requires customers to deposit a minimum of 0.001 BTC. Transaction fees range from 0.5 to 3% depending on the amount that is being transferred. This Bitcoin mixer supports multiple addresses and custom options (max of 10). Nonetheless, confirmation is required. Coinmize does not have a referral program in place.Coinmize is one of the best Bitcoin Tumbler services, that I’m stating based on my personal experiences and the positive reviews of other users on the Internet. It works both as a Bitcoin Tumbler, as well as a swapper, meaning you can clean your coins, and receive them in a different cryptocurrency as well which further adds to their anonymity. As a Bitcoin Tumbler, they let you set a custom service fee, the higher this fee is, the better your coins are anonymized. There’s a time-delay option as well which let’s you add an extra layer of protection by delaying your transaction by up to 24 hours, so you receive your coins not instantly but at a later time set by you. As of now, it supports the following coins: Bitcoin Ethereum Bitcoin Cash Litecoin The minimum fee of mixing coins for Bitcoin is 0.8% + 0.0008BTC / forwarding address. Note that there is a minimum transaction limit of 0.01BTC/transaction, and anything below that limit is still accepted but considered “donations” and hence isn’t returned to the senders. As for confirmation, it needs 1 confirmation before it cleans your Bitcoins. And the time needed for the whole process is generally instant, except when you’ve manually specified a time-delay. Also, obviously there also is a “Guarantee certificate” which helps you resolve any future conflicts and issues. It also features a “no logs policy” like all the other Bitcoin Tumbler services on this list, and automatically deletes your order history and all the other data after 24 hours. Well, this is just one of the many available Bitcoin Tumbler services, so let’s head over to the other available options.Coinmize supports Bitcoin cryptocurrency bearing no logs policy. It requires a minimum deposit of 0.001 BTC and the transaction fee is 0.5–3%. It supports multiple addresses of up to 10 and requires confirmation. No registration is required and it does offer a referral program. Letter of guarantee is provided.Coinmize is one of its kind and requires special mention. It supports Bitcoin cryptocurrency and is clearly unknown on the point of no logs policy. It requires a deposit of at least 0.01 BTC and the transaction fee is 2% along with the 0.0004 BTC network fee. It supports multiple addresses of up to 10 and requires confirmation of 1. No registration is required and it does not offer a referral program. However, the letter of guarantee is provided.</p><p> Pros:
- No-logs polici
- Uses stealth pools to anonymize transactions
</p> <h2 id=menu3>3. Mixero – Excellent customer support </h2><p>This Mixero also supports Bitcoin and other cryptocurrencies like Ethereum, Bitcoin Cash, and Litecoin bearing no logs policy. It requires a minimum deposit of 0.005 BTC, 0.01 BCH, 0.1 ETH, 1 LTC, and the transaction fee is 0.5% plus 0.0005 for each extra address. It supports multiple addresses of up to 10 and requires confirmation from 1 to 50. No registration is required and it does offer a referral program. Also, it comes with a letter of guarantee.Mixero is one of its kind and requires special mention. It supports Bitcoin cryptocurrency and is clearly unknown on the point of no logs policy. It requires a deposit of at least 0.01 BTC and the transaction fee is 2% along with the 0.0004 BTC network fee. It supports multiple addresses of up to 10 and requires confirmation of 1. No registration is required and it does not offer a referral program. However, the letter of guarantee is provided.Being honest, this isn’t the most feature-rich or control-rich Mixero mixer that’s available out there. However, it still averages mixes over 700Bitcoin/day (claimed, not verified). The coins are claimed to be sourced from mining pools in the U.S, China and Europe. Obviously they do not keep any logs. Unfortunately, only 1 output address is allowed which is a bit of a downer. The time-delay can fully be set manually. It can be as low as 0 hours, or as high as 48 hours. Any other delay between this frame can be set using the provided slider. The fee isn’t randomized, neither is it user-controlled. It’s set at a solid 0.1% for all transactions. Accepts a minimum Bitcoin deposit of 0.010BTC. Maximum funds which can be currently mixed stand at 677 BTC. Number of required confirmations depend on the amount. Only 1 is required for mixes below 2.5BTC. For 25 BTC it needs 3 confirmations. 4 confirmations for 40BTC and 5 confirmations for 50 BTC are required respectively. Doesn’t require registrations.Mixero works by removing the link between your old and current addresses. Since the mixer destroys any connection between them, your traces of transactions and your identity become untraceable. The main advantage is the low commission. Bitcoin Laundry is a donation platform. They charge no service fees, only a transaction fee of 0.0002 BTC to the exit address, while transactions from 0.0005 to 38 BTC are supported. You can set 5 addresses and specify what percentage of the total amount will be returned to each address. You can select predefined or random payment delays for each address, making it even more difficult to track the transaction. Bitcoin Laundry boasts a “no log” retention period policy and also allows users to manually delete logs with just one click if they wish.</p><p> Pros:
- User-controlled time delays
- Excellent customer support
</p> <h2 id=menu4>4. Bitcoin Mixer – It offers flexible transaction fees and a low minimum transaction limit</h2><p>Being honest, this isn’t the most feature-rich or control-rich Bitcoin Mixer mixer that’s available out there. However, it still averages mixes over 700Bitcoin/day (claimed, not verified). The coins are claimed to be sourced from mining pools in the U.S, China and Europe. Obviously they do not keep any logs. Unfortunately, only 1 output address is allowed which is a bit of a downer. The time-delay can fully be set manually. It can be as low as 0 hours, or as high as 48 hours. Any other delay between this frame can be set using the provided slider. The fee isn’t randomized, neither is it user-controlled. It’s set at a solid 0.1% for all transactions. Accepts a minimum Bitcoin deposit of 0.010BTC. Maximum funds which can be currently mixed stand at 677 BTC. Number of required confirmations depend on the amount. Only 1 is required for mixes below 2.5BTC. For 25 BTC it needs 3 confirmations. 4 confirmations for 40BTC and 5 confirmations for 50 BTC are required respectively. Doesn’t require registrations.What marks Bitcoin Mixer out from the crowd is the fact that this crypto mixer is able to process transactions for Bitcoin and Litecoin. There is a minimum deposit requirement for both Bitcoin and Litecoin. The site is able to support a maximum of 5 multiple addresses with confirmation required for all addresses. No site registration is required and there is a referral program in place. Additionally, Bitcoin Mixer can provide clients with a letter of guarantee.Bitcoin Mixer bitcoin mixer is one of the few that allows large-volume transactions. The minimum size for a mixing operation is 0.001 BTC, any amount below this level is considered a donation and is not sent back to the client, there is no maximum transfer limit. The minimum commission is 0.5% with an additional fee of 0.0005 BTC for each incoming transaction. During the transaction, you will receive a letter of guarantee, as in all previously mentioned mixers.Bitcoin Mixer supports Bitcoin and Litecoin cryptocurrencies bearing no logs policy. It requires a minimum deposit of 0.005 BTC, 0.015 LTC and the transaction fee is from 0.4% to 4% + mining fee 0.0003 for BTC, from 2% to 20% + mining fee 0.0003 for LTC. It supports multiple addresses of up to 5 and requires confirmation from 1 till 6. No registration is required and it does offer a referral program as well as a letter of guarantee.</p><p> Pros:
- It has a positive reputation among the Bitcoin community
- It has a positive reputation among the Bitcoin community
</p> <h2 id=menu5>5. Coin Mixer – Fast payouts </h2><p>It is a simple service with a high level of anonymity. The Coin Mixer mixing process is very simple and only takes a couple of minutes. You need to select one of the three supported cryptocurrencies (Bitcoin, Litecoin, Bitcoin Cash), enter the withdrawal address, set the transaction delay for any time up to 72 hours, send the coins to the specified address and wait for their delivery to the destination. This site is unlike the other three mixing pools. You can mix user’s coins: with incoming coins of other customers, private reserves of the service and investor coins. The service does not require registration. The mixing commission is not large and is taken from the mining commission, which is very convenient. The referral program at SmartMixer is one of the most profitable, during the first mixing operation you receive a smart code that is required to receive a discount on the commission, this discount can reach – 70%. After each transaction, the user receives a letter of guarantee. All data about it is deleted after a day, while maintaining the complete anonymity of the client.Coin Mixer only supports Bitcoin transactions and requires customers to deposit a minimum of 0.001 BTC. Transaction fees range from 0.5 to 3% depending on the amount that is being transferred. This Bitcoin mixer supports multiple addresses and custom options (max of 10). Nonetheless, confirmation is required. Coin Mixer does not have a referral program in place.This platform can work not only as a toggle switch, but also as a swap, that is, you can clear your coins and change the cryptocurrency to another when withdrawing, which further increases anonymity. As a Bitcoin mixer, this platform provides the ability to set a custom commission: the higher the commission, the better the privacy. There is also a time delay option that increases the level of anonymity by delaying the transaction by 24 hours. The service has an impressive supply of coins, so your transactions are made instantly, as soon as confirmation of the receipt of coins arrives, unless you manually set time delays. The minimum deposit is 0.01 BTC per transaction. Any smaller amount is also accepted, but is considered a “donation” and is not returned to Coin Mixer customers. Finally, they also have a no log policy.And last but not least, there is a coin mixer with a number of cryptocurrencies to tumbler named Coin Mixer. At the moment, there are three currencies and Ethereum is going to be represented in future. This mixer offers a very simple user-interface, as well as the opportunity to have control over all steps of the mixing process. A user can select a delay not just by hours, but by the minute which is very useful. The tumbler gives the opportunity to use a calculator to understand the amount of money a user finally receives. The service fee is from 1 % to 5 % with fees for extra addresses (0.00045529 BTC, 0.01072904 LTC, and 0.00273174 BCH). Having funds from different resources helps the crypto mixer to keep user’s personal information undiscovered. This last mixer does not offer its users a Letter of Guarantee.</p><p> Pros:
- Offers a low minimum deposit of 0.002 BTC
- Secure Exchange
</p>
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